THE CREDIT SCORE IS STILL THE LOAN SCAPEGOAT – BUT IT DOESN’T HAVE TO BE By Jennifer Oswald
The Department of Housing and Urban Development recently revealed that OneWest would pay $7 million to the California Reinvestment Coalition [2], after it was found that the bank was biased against certain applicants who wanted to apply for mortgages. Latinos and African Americans found it harder to apply for loans, and the entire process